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Describe the five C’s of credit used in evaluating the creditworthiness of a credit applicant.
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Personal finance
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Why is there a 100 point difference between my 3 bureau credit scores acquired separately from TransUnion, Equifax and Experian?
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Why is my credit score below 800 (776) when I always pay on time and use a low portion of my credit? Why don’t I have a near-perfect credit score?
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Personal finance
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With a current score between 710 740, What credit score is needed to qualify for an Amex Starwood credit card, and ought I apply for one now or ought I wait until my current accounts age further and m
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You wish to retire in 12 years and currently have $50,000 in a savings account yielding 5 percent annually and $100,000 in quality “blue chip” stocks yielding 10 percent. a. If you expect to add $30,000 at the end of each year to your stock portfolios, h
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Some people advise building a high credit score by not maxing out my credit card limit and spending no more than 30% of my limit. Does this mean that I should only spend $300 if my credit limit is $10
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Can having an unpaid negative balance on PayPal lower my credit score?
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Is there no pension in any government job anymore in India?
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Personal finance
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Using the sinking fund approach, how much do you have to save to buy a $5,000 car one year from now? a. $275 a month into savings. b. $300 a month into savings. c. $400 a month into savings. d. $416.66 a month into savings.
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During its first year of operations, a company granted employees vacation privileges and pension rights estimated at a cost of $21,500 and $15,000. The vacations are expected to be taken in the next year and the pension rights are expected to be paid in t
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Which of the following are considered fundamental steps in the retirement planning process? (1) assessing client retirement financial needs (2) determining how much of the need will be met (3) esta
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I need to save a bunch of money to pay off my debt, but I’ve cut everything I can think of in my monthly budget. What place to trim my budget could I have missed?
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Does Coca-Cola have a defined benefit or defined contribution plan? What are the key elements of the plan discussed in the footnotes? What amounts on the balance sheet related to this plan? What are the differences between defined benefit and defined c
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Personal finance
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When financial institutions go on a lending spree and expand their lending at a rapid pace they are participating in a \ A) credit boom. B) credit bust. C) deleveraging. D) market race.
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Personal finance
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What are the six major areas of information that may be included on your credit report?
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Personal finance
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How is the LIC pension policy different from the National Pension Scheme (NPS) in India?
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Personal finance
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Why are travelers’ checks classified as money, but credit cards are not?
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Is a Self Score Credit card trustworthy? Does it impact my credit score?
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Personal finance
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Jack rents an apartment for $650 per month and pays a monthly car payment of $470. His monthly utilities cost is $420, and he spends $850 on food and entertainment. Determine Jack’s monthly expenses.
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Business
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What are the pros and cons of a defined benefit pension plan?
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Is it true that only a third of Americans are Issued some sort of American Express Card as of 2019, are they really that strict on your credit score and deny you with 350 score?
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Personal finance
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Whether determining the credit-worthiness of a customer or the purchase of goods, who should be overseeing this process? Why are there different people involved in the purchase of goods, receipt of the goods, and the payment of the invoice?
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Personal finance
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What factors determine your credit score and how are these factors weighted by FICO?
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Which of the following factors will have the greatest impact on your credit score? I. Length of Credit History II. Payment History III. Amounts Owed IV. Types of Credit Used A. I & II B. II & III C. I & III D. II & IV
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The Fair Credit Reporting Act of 1971 gave consumers a way to check their credit reports. a. true b. false
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(a) Suppose John could work 365 days per year and could earn $200 per day for each day he works. Draw the budget constraint facing John when there are two goods, leisure and all other goods (AOG). (b
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Personal finance
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Which of the following is not a credit bureau from which you can obtain a credit report? A. Equifax B. Experian C. Bank of America D. Trans Union
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Personal finance
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A year ago, you deposited $30,000 into a retirement savings account at a fixed rate of 5.5 percent. Today, you could earn a fixed rate of 6.5 percent on a similar type account. However, your rate is fixed and cannot be adjusted. How much less could you ha
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A self-employed investor who has just turned 35 wants to save for his retirement with a Keogh account. He plans to retire on his 65th birthday and wants a monthly income, beginning the month after his 65th birthday, of $2,000 (after taxes) until he dies.
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Personal finance
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Abbott Laboratories’ has a defined benefit retirement plan. The company’s 2016 annual report includes the following excerpt about these plans (in millions):
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Personal finance
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How accurate is Credit Karma? Would there be a big diff if I checked my TransUnion credit score through them then paid to see my TransUnion score?
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Business
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What are non-essential expenses?
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Business
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Is it possible to live without a credit card in the US given the importance of the credit score?
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Personal finance
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Debt Collection: I owe Quest Diagnostics $66 in a state that I don’t live in anymore. What is likely to happen if I don’t pay them?
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Personal finance
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If T-Mobile checks your credit score in order to sign you up for a post-paid account, is that considered a hard inquiry?
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Business
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Retirees often make a choice between the following. What are the advantages and disadvantages of both.? 1) taking a lump-sum pension payout and purchasing an annuity (or having the company convert their benefit to an annuity for them) 2) using the lump-su
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Does debt consolidation show up on a credit report?
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What was Trump’s credit score just before he became the Republican contender for presidency?
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Personal finance
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You are planning to save for retirement over the next 30 years. To do this, you will invest $800 a month in a stock account and $350 a month in a bond account. The return of the stock account is expected to be 11 percent, and the bond account will pay 6 p
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What is the pension amount of an SBI employee after his retirement, who worked for 30 years? How do you calculate it?
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