The present tense of "had" is "have." "Have" is the present tense form of the verb "to have," while "had" is the past tense form.
In English, verb tenses are used to indicate when an action occurred or is occurring. The present tense is used to describe an action that is happening right now or regularly occurs, while the past tense is used to describe an action that has already happened.
So if you wanted to use the present tense to talk about having something, you would say "I have," not "I had." For example, "I have a book," not "I had a book."
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